DIALOG The Periodic Bulletin ARIZONA DEPARTMENT OF REAL ESTATE Volume 2010– Issue 4 DISCIPLINARY ACTIONS Respondent Doloras C. Aguirre Offense Multiple Felony Convictions in 1995. Denial of license. Order Terms Grant license, 2 yr PL/PM, $10,000 Bond William C. Allen Failed to complete CE in a timely manner. $300 CP, complete CE in 30 days William Anastopoulos Dec. 2009 adverse judgment for Violations of Consumer Fraud Act, Jan. 2010 surrender of mortgage broker’s license 2 yr PL/PM, $5,000 Bond Cassandra L. Arnold Failed to complete CE in a timely manner $300 CP, complete CE in 30 days George Arnold Jr. Multiple real estate transactions without holding an active license Cease and Desist unlicensed activity Alfred Arrizon February 2009 revocation of Contractor’s License granted, 2 yr PL/BA Becky Lynn Atkinson Convicted in Oct. 2008 of Theft, placed on 3 years probation Summary Suspension of license Ronald Bookbinder Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Kenneth P. Braun Failed to complete CE in a timely manner $300 CP, complete CE in 30 days James Carlson Conducted property management using agreements that failed to include all statutory requirements. Failed to supervise all the activities of unlicensed individuals. $2,000 CP Jonathan Courtney Failed to complete CE in a timely manner. Failed to respond to Notice of Hearing Revocation of license Continued page 2 Dialog-The Periodic Bulletin of the Arizona Department of Real Estate Visit our website: www.azre.gov Page 2 Volume 2010, Issue 4 Disciplinary Actions Continued from page 1 Respondent Yemi U Cummings-John Offense Failed to complete CE in a timely manner Order Terms $300 CP, complete CE in 30 days James A. Decker II Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Deborah K. Dremler Received compensation for real estate services not paid through the employing $2,000 CP, 2y PL/BA, 9 hr CE in Commissioner Standards Andrew M. Eadelman Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Michael F. Eustice Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Fairbrook Homes LLC Multiple real estate transactions without holding an active license Cease and Desist unlicensed activity Roy K. Fife July 2010 felony convictions for Fraudulent Scheme and Artifice and Forgery. Sentenced to 18 months incarceration and 3 years Summary Suspension of license Sharon Flynn Failed to complete CE in a timely manner. Failed to respond to Notice of Hearing and Revocation of license Nicholas Fratianni Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Gerald F. Gahan Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Joshua Garcia Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Charles Hale Failed to complete CE in a timely manner. Failed to respond to Notice of Hearing. Revocation of license Justin B. Hutchins Multiple convictions of Theft and Burglary in 2004. Denial of license License granted, 2 yr PL/PM, $5,000 Bond, 2 yr BFT Continued on page 3 Dialog-The Periodic Bulletin of the Arizona Department of Real Estate Visit our website: www.azre.gov Page 3 Volume 2010, Issue 4 Disciplinary Actions Continued page 2 Respondent Donna Jacobsen Offense Failed to properly supervise; allowing sales activities by an unlicensed person Order Terms $500 CP William Marvin Johnson Delivered possession of a property to a buyer prior to closing without the seller’s $1,000 CP, 2 yr PL/BA, 6 hr CE in Commissioner’s Standards Thomas C. Keenan Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Mark Kerr Failed to comply with terms of Sept. 25, 2008 Consent Order. Failed to respond to Notice of Hearing and Complaint. Revocation of license Jay T. Kister Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Ulysses Paul Klokinis Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Melissa Madsen Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Tiffany A. Malloch Failed to provide new fingerprint card as requested by Department Summary Suspension of license. Suspension vacated on Aug. 8, 2010 Shawn Mallory Failed to complete CE in a timely manner. Failed to respond to Notice of Hearing and Complaint Revocation of license Arthur Markman Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Carrie Martin Failed to complete CE in a timely manner. Failed to respond to Notice of Hearing and Complaint Revocation of license Sonya McKillip Failed to complete CE in a timely manner Revocation of license Continued page 4 Dialog-The Periodic Bulletin of the Arizona Department of Real Estate Visit our website: www.azre.gov Page 4 Volume 2010, Issue 4 Disciplinary Actions Continued from page 5 Respondent Peregrin Mele Offense Failed to complete CE in a timely manner. Failed to respond to Notice of Hearing and Complaint Order Terms Revocation of license Ronald T. Millette Conveyed land parcels in Apache County without complying with applicable subdivision statutes and rules $20,000 CP, Obtain Public Report Gregory Navone Failed to timely disclose within 10 Days, Dec. 2009 action by US FTC $600 CP New Homes of Arizona Failed to amend Public Report DM07-053830 for failing to complete development as indicated in Public Report Summary Suspension of Public Report DM07-053430 New Orangewood Grove Condominium LLC Failed to use a purchase contract with required public report disclosures $1,000 CP J&S Kevin Peck Failed to use a purchase contract with required public report disclosures $1,000 CP J&S, 6 hr CE in Commissioner’s Standards Danny Phan Failed to complete CE in a timely manner. Failed to respond to Notice Hearing and Complaint. Revocation of license Maria L. Plascencia Failed to complete CE in a timely Manner. Failed to respond to Notice of Hearing and Complaint Revocation of license Angela M. Ruiz Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Rafael, Leticia & Inez Santa Cruz Respondents offered subdivided lands in Santa Cruz without complying with applicable subdivision statutes and rules $5,000 CP, obtain Public Report Santo Vallarta Land Partners LLC Failure to amend public report Suspension of Public Report DM05-049381 Continued Page 5 Dialog-The Periodic Bulletin of the Arizona Department of Real Estate Visit our website: www.azre.gov Page 5 Volume 2010, Issue 4 Disciplinary Actions Continued from page 4 Respondent Mark N. Scanlon Offense Failed to complete CE in a timely manner Order Terms $300 CP, complete CE in 30 days Odilia R. Schear Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Randall Herbert Sharman Convicted in March 2010 of felony Conspiracy to sell dangerous drugs, sentenced to 180 days incarceration and 5 years probation. License summarily suspended May 3, 2010 Revocation of license Eric J. Skinner Failed to complete CE in a timely manner. Failed to respond to Notice of Hearing and Complaint Revocation of license Edwin Smith Failed to complete CE in a timely manner. Failed to respond to Notice of Hearing and Complaint Revocation of license Amy L. Smith Failed to complete CE in a timely manner $300 CP, complete CE in 30 days August J. Stock Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Leelah “Leah” T Tinklenberg Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Donald G. Vogel Working in concert, divided and conveyed land parcels in La Paz County without complying with applicable subdivision statutes $1,000 CP, cooperate with La Paz County and current owners of affected parcels, complete and provide Affidavit of Disclosure Roberta Weaver-Turk Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Margaret White Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Continued page 6 Dialog-The Periodic Bulletin of the Arizona Department of Real Estate Visit our website: www.azre.gov Page 6 Volume 2010, Issue 4 Disciplinary Actions Continued from page 5 Respondent Roger T. Williams Offense Failed to complete CE in a timely manner Order Terms $300 CP, complete CE in 30 days ZB Holding Company LLC Divided and conveyed land parcels in Mohave County without complying with applicable subdivision statutes and rules Cease and Desist William Zitting Divided and conveyed land parcels in Cease and Desist Mohave County without complying with applicable subdivision statutes and rules _____________________________________________________________________________________ Robert Norman Alday Failed to complete CE in a timely $300 CP, complete CE in 30 manner days James F. Allen Failed to complete CE in a timely manner. $300 CP, complete CE in 30 days. Charles Clark Arnold Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Michelle Bakarich Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Dana Baker Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Reynaldo Bernal Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Scott James Bobek Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Briggmohr Investments, LLC Working in concert with other named respondents, conveyed fractional shares of multiple land parcels in Mohave County without complying with applicable subdivision statutes and rules Cease and Desist Continued page 7 Dialog-The Periodic Bulletin of the Arizona Department of Real Estate Visit our website: www.azre.gov Page 7 Volume 2010, Issue 4 Disciplinary Actions Continued from page 6 Respondent Milton Burr Offense Failed to complete CE in a timely manner; failed to respond to Notice of Hearing Order Terms Revocation of license Kay Carlo Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Diane Caruso Multiple violations; failed to maintain client trust accounts, failed to respond to Department requests for documentation Summary suspension of license Douglas Cheesman Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Donna D. Church Failed to complete CE in a timely manner $300 CP, complete CE in 30 days C. Douglas & Simone S. Columb Divided and conveyed land parcels in Maricopa County without complying with applicable subdivision statutes and rules $2,000 CP, obtain Public Report Columb Realty, LLC Divided and conveyed land parcels in Maricopa County without complying with applicable subdivision statutes and rules $2,000 CP, obtain Public Report CT Investments LLC dba Embassy Property Multiple violations; unlicensed activity, failed to respond to investigation requests. Cease & Desist all activities requiring a real estate license Kristi Suzanne Culhane Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Patricia A. Cunningham Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Robert Curran, Jr. Multiple violations; failure to maintain broker trust accounts with approximately $156,875 owed to clients; failed to respond to Notice of Hearing. Revocation of license Management & Sales Continued page 8 Dialog-The Periodic Bulletin of the Arizona Department of Real Estate Visit our website: www.azre.gov Page 8 Volume 2010, Issue 4 Disciplinary Actions Continued from page 7 Respondent Donald E. Currier Offense Failed to complete CE in a timely manner Order Terms $300 CP, complete CE in 30 days John N. Depoe Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Karen DeRienzo Failure to timely disclose within 10 days, January 2010 misdemeanor conviction Consent Order (ASA), $300 CP Norma J. Droge Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Delmonte Edwards Failed to complete CE in a timely manner $300 CP, complete CE in 30 days El Dorado Peaks, LLC Working in concert with other named respondents, conveyed fractional shares of multiple land parcels in Mohave County without complying with applicable subdivision statutes and rules. Cease and Desist Kevin Ericksteen Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Terri Eveningred Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Fidelity Omega Properties & Development, LLC Working in concert with other named respondents, conveyed fractional shares of multiple land parcels in Mohave County without complying with applicable subdivision statutes and rules Cease and Desist Fidelity Sigma Investments, LLC Working in concert with other named respondents, conveyed fractional shares of multiple land parcels in Mohave County without complying with applicable subdivision statutes and rules. Cease and Desist Continued page 9 Dialog-The Periodic Bulletin of the Arizona Department of Real Estate Visit our website: www.azre.gov Page 9 Volume 2010, Issue 4 Disciplinary Actions Continued from page 8 Respondent Christopher R. Fischetti Offense Failed to complete CE in a timely manner Order Terms $300 CP, complete CE in 30 days Pauline B. Fitz-Gerald Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Angela Foley Failed to complete CE in a timely manner, Failed to respond to Notice of Hearing Revocation of License Linda S. Gerchick Failed fiduciary duties to client, $3,000 CP, 6 hr CE in misrepresentation to client regarding Commissioner’s Standards reimbursement of earnest money Robert L. Goss Conveyed land parcels in Apache County without complying with applicable subdivision statutes and rules $3,500 CP, cooperate with Department investigations Tayne C. Griffin Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Angela Grosz Failed to timely disclose May 2010 misdemeanor conviction for Reckless Driving; previous ASA (August 2009) for failure to timely disclose a misdemeanor conviction $1,000 CP, 2 yr PL/BA, 6 hr CE in Commissioner’s Standards Diane Habener Failed to timely disclose within 10 days January 2010 misdemeanor conviction $300 CP Andrew Hill Multiple felony and misdemeanor convictions from 1988 through 2007; denial of license Denial of license upheld Gerrit Hillebrand Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Horizon Homes & Construction Inc. Divided and conveyed land parcels in Maricopa County without complying with applicable subdivision statutes and rules Cease and Desist Continued page 10 Dialog-The Periodic Bulletin of the Arizona Department of Real Estate Visit our website: www.azre.gov Page 10 Volume 2010, Issue 4 Disciplinary Actions Continued from page 9 Respondent Leigh Ann Hutton Offense Failed to complete CE in a timely manner Order Terms $300 CP, complete CE in 30 days Keith Michael Ingram Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Ephrem B. Jando Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Alma J. Knox Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Brandon Kulszan Failed to complete CE in a timely manner; failed to respond to Notice of Hearing Revocation of License Bryan Lamond Failed to timely disclose within 10 days September 2008 misdemeanor conviction $600 CP Pamela Lang Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Wendy L. Larchick Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Harold Lawton Jr. Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Grant Ledger Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Terrence S. Leek II Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Pete Legleu Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Brent G. Long Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Continued page 11 Dialog-The Periodic Bulletin of the Arizona Department of Real Estate Visit our website: www.azre.gov Page 11 Volume 2010, Issue 4 Disciplinary Actions Continued from page 10 Respondent Adrian Luna Offense Failed to complete CE in a timely manner Order Terms $300 CP, complete CE in 30 days James D. Main Divided and conveyed land parcels in Maricopa County without complying with applicable subdivision statutes and rules $6,000 CP Shani L. Martin Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Mayra B. Martinez Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Joseph P. Martori II Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Stephen Mason Failed to timely disclose a November 2009 misdemeanor conviction, failed to comply with terms of previous Consent Order $1,950 CP, 60 day license suspension, 2 yr PL/PM, Sobriety Monitor Andrew Joseph Maxson Failed to notify Department of 2009 felony conviction, 2 years supervised probation Summary Suspension of license James W. & Judy A. McBride Divided and conveyed land parcels in Yavapai County without complying with applicable subdivision statutes and rules Cease and Desist Denise Y. McCreary Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Kandee B. McKellar Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Paul Jeffrey Meka November 2010 conviction for Misprision of a Felony, 1 year supervised probation Summary Suspension of license Continued page 12 Dialog-The Periodic Bulletin of the Arizona Department of Real Estate Visit our website: www.azre.gov Page 12 Volume 2010, Issue 4 Disciplinary Actions Continued from page 11 Respondent John Mendez Offense Failed to complete CE in a timely manner Order Terms $300 CP, complete CE in 30 days Williams B. Moore Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Finaflor Bueno Nafarrete Working in concert with other named respondents, conveyed fractional shares of multiple land parcels in Mohave County without complying with applicable subdivision statutes and rules Cease and Desist Thomas E. Nagy Failed to complete CE in a timely manner $300 CP, complete CE in 30 days New Homes of Arizona Inc Failed to amend Public Report DM07-053830 for failing to complete improvements as indicated in Public Report Vacate Summary Suspension, voluntary suspension of Public Report DM07-053830 Melvyn Ohre Failed to complete CE in a timely manner $300 CP, complete CE in 30 days David T. Oliverson Multiple violations; failed to timely remit client monies, accepted compensation for management fees without client’s written consent $3,000 CP, 2 yr PL, 6 hr CE in Commissioner’s Standards Lars G. & Sally Ann Olsen Divided and conveyed land parcels in Maricopa County without complying with applicable subdivision statutes and rules Cease and Desist James O’Neal Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Jorge A. Othon Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Kenneth & Donna Patch Divided and conveyed land parcels in Maricopa County without complying with applicable subdivision statutes and rules Cease and Desist Continued page 13 Dialog-The Periodic Bulletin of the Arizona Department of Real Estate Visit our website: www.azre.gov Page 13 Volume 2010, Issue 4 Disciplinary Actions Continued from page 12 Respondent Carl F. Pepper Offense Divided and conveyed land parcels in Pima County without complying with applicable subdivision statutes and rules Order Terms $2,000 CP, obtain Public Report, 6 hr CE in Commissioner’s Standards Portales Townhomes Failed to amend Public Report DM05-050842 for failing to complete improvements as indicated in Public Report Summary Suspension of Public Report DM05-050842 Portales Townhomes II Failed to amend Public Report DM07-054232 for failing to complete improvements as indicated in Public Report Summary Suspension of Public Report DM07-054232 James T. & Judith A. Puls Conveyed land parcels in Apache County without complying with applicable subdivision statutes and rules Cease and Desist, $3,000 CP, Public Report Richard Rasmussen Failed to complete CE in a timely manner $300 CP, complete CE in 30 days James Roger Ray Failed to complete CE in a timely manner $500 CP, complete CE in 30 days Richard A & Delores J. Richmond Working in concert, divided and conveyed land parcels in La Paz County without complying with applicable subdivision statutes and rules $2,500 CP, cooperate with La Paz County and current owners of affected parcels, complete and provide Affidavits of Disclosure Ritzland Properties & Development LLC Working in concert with other named respondents, conveyed fractional shares of multiple land parcels in Mohave County without complying with applicable subdivision statutes and rules Cease and Desist Tarl J. Robinson Failed to complete CE in a timely manner $500 CP, complete CE in 30 days Rochelle Joanne Rojas Failed to complete CE in a timely manner $500 CP, complete CE in 30 days Continued page 14 Dialog-The Periodic Bulletin of the Arizona Department of Real Estate Visit our website: www.azre.gov Page 14 Volume 2010, Issue 4 Disciplinary Actions Continued from page 13 Respondent Helen J. Rose Offense Failed to complete CE in a timely manner Order Terms $300 CP, complete CE in 30 days Gary L. Roy Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Vicki Saunders Multiple violations, failure to maintain broker trust accounts, substantial Misrepresentations, violated terms of previous Order, failed to respond during the course of an investigation Summary Suspension Shana B. Sawyer Failed to comply with terms of previous Consent Order, denial of broker license 2 yr PL, $1,000 CP, 6 hr CE in Commissioner’s Standards Thomas Schulz Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Clint Ryan Shuman Multiple violations; unlicensed activity, failed to account for monies received, failed to respond to investigation requests Cease and Desist all activities requiring a real estate license Nancy L. Smith Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Sonoran Insights Construction LLC Divided and conveyed land parcels in Pima County without complying with applicable subdivision statutes and rules $2,000 CP, obtain Public Report, 6 hr CE in Commissioner’s Standards Matthew Stiver Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Lois Sunderman Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Mandy Sutter Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Natasha Swallows-Feagin June 2010 felony conviction for Misprision, activities involving real estate Summary Suspension Continued page 15 Dialog-The Periodic Bulletin of the Arizona Department of Real Estate Visit our website: www.azre.gov Page 15 Volume 2010, Issue 4 Disciplinary Actions Continued from page 14 Respondent The Woods Group Real Estate Management LLC Offense Multiple violations, failure to maintain broker trust accounts Order Terms Summary Suspension John M. Thornbum Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Allen R. True Jr Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Thomas Frederick Uhlin Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Harold D. Whittle August 2010 felony convictions for Attempt to Commit Molestation of a Child Summary Suspension Devona F. Whorton Failed to complete CE in a timely manner $300 CP, complete CE in 30 days Maria M. Whiles Failed to complete CE in a timely manner $300 CP, complete CE in 30 days David Lee Woods Multiple violations; failure to maintain broker trust accounts, failure to adequately supervise broker’s employees Summary Suspension Prior to July 29, 2010, licensees have never had an option to voluntarily cancel or surrender their license. The most recent legislative session has given a new choice to Arizona real estate licensees: to opt to surrender or cancel their license. CANCEL – ARS §32-2137 An active licensee may request to cancel their license, and the Department has the discretion to do so if both of the following are true: The licensee is not presently under investigation by the Department, and The Department has not commenced any disciplinary proceeding against the licensee. The form for canceling a license can be found at www.azre.gov . Submit form to the ADRE after the Designated Broker and Licensee have signed. The Designated Broker must not sever the Licensee prior to ADRE receiving the signed confirmation of the Commissioner. . SURRENDER – ARS §32-2157(A) If the Department has commenced a disciplinary proceeding against a licensee, the licensee may request in writing to voluntarily surrender their license to the Department only, if the surrender of the license occurs not less than 10 days prior to a hearing. After acceptance of the voluntary surrender, “the Department shall not thereafter issue a license under this chapter to the licensee.” Dialog-The Periodic Bulletin of the Arizona Department of Real Estate Visit our website: www.azre.gov Page 16 Volume 2010, Issue 4 SURRENDERS Dialog-The Periodic Bulletin of the Arizona Department of Real Estate Visit our website: www.azre.gov Business Name Main Office: 2910 North 44th St., 1st Floor Phoenix, Arizona 85018 Phone: 602.771-7700 Southern Arizona Office: 400 W. Congress, Suite 523 Tucson, Arizona 85701 Phone 520.628.6940 Fax 520.628.6941 Office Hours: Monday , Wednesday & Friday www.azre.gov DIALOG Volume 2010--Issue 4 The Periodic bulletin from the Arizona Department of Real Estate An official publication of the State of Arizona JANICE K. BREWER Governor Judy Lowe Commissioner Mary C. Utley Assistant Commissioner Business Services, Communication & Legislative Liaison Editor Real Estate Advisory Board Ann White, Chair Thomas J. Pancrazi, Vice-Chair Carla Bowen Charles Bowles Frank Dickens Bruce Mosley Jo Ann Sabbagh Patti Shaw Note: Please check your mailing label and if the date above your name is more than 1 year old, you must subscribe for another year. Send check for $20 payable to ADRE and note your request on your envelope. © 2010 ARIZONA DEPARTMENT OF REAL ESTATE. DIALOG, THE PERIODIC BULLETIN, OR “DIALOG,” IS SCHEDULED TO BE PUBLISHED 6 TIMES A YEAR AND IS AVAILABLE FROM THE WEB SITE ABOVE. FIRST-CLASS MAIL SUBSCRIPTIONS ARE AVAILABLE FOR $20 PER YEAR. ARTICLES REPRINTED FROM INDIVIDUALS OR OTHER PUBLICATIONS DO NOT NECESSARILY REFLECT THE POLICIES OR INTERPRETATIONS OF LAW BY THE ARIZONA DEPARTMENT OF REAL ESTATE.